KTC Hits Milestone with KTC DIGITAL Credit Cards, Unveils Premium Portfolio

Mr. Tosapong Rangkawara, Head of Credit Card Marketing Division at KTC, shared insights from the company's study on online spending trends:

"In 2024, KTC credit cardmembers with incomes of 50,000 baht or more demonstrated a significant increase in online spending.Total spending volume rose 16% year-over-year, with transaction frequency surging by 21%. The top three spending categories were restaurants and online food delivery services, shopping, and travel. To cater to this high-income segment, we developed the KTC DIGITAL VISA SIGNATURE and KTC DIGITAL WORLD REWARDS MASTERCARD credit cards delivering unmatched security and privileges to support a digital-savvy lifestyle."

Advanced Security Features for Digital-First Users

The new KTC DIGITAL VISA SIGNATURE and KTC DIGITAL WORLD REWARDS MASTERCARD credit cards feature 3 advanced security technologies to redefine transaction confidence:

• Digital First: Begin spending immediately upon approval for online purchases, QR Pay, and linking to payment platforms like Google Pay and Swatch Pay.
• Dynamic CVV (CVC2): A security code that updates with every request and is valid for 24 hours, ensuring maximum safety for online transactions.
• Numberless Card: A sleek, transparent design with no visible card number or magnetic strip, eliminating concerns about stolen personal information during in-store transactions.

Exclusive Benefits for Premium Members

Both premium cards are designed to align with the lifestyle of high-income members, offering unique privileges such as:

• Double KTC FOREVER points for spending in foreign currencies (excluding 31 countries in the European Economic Area and China).
• Complimentary MIRACLE LOUNGE access at Suvarnabhumi Airport twice a year by presenting your KTC DIGITAL VISA SIGNATURE or KTC DIGITAL WORLD REWARDS MASTERCARD credit card along with your Thai Airways boarding pass for international flight.

Streamlined Application Process with Exclusive Rewards

To make credit card applications more accessible, KTC has introduced a streamlined Apply Online Service available 24/7. Members can apply by submitting their ID card and income documents, verifying their identity via mobile, and enjoying faster processing times. Apply at https://apply.ktc.co.th or via the KTC LINE Official account (@ktc_card) to unlock exclusive privileges:

• KTC DIGITAL VISA SIGNATURE credit card: Receive a Kouen Premium Buffet e-Coupon for 1 person worth 705 baht after applying, getting approved, and completing 3 or more transactions within 30 days.
• KTC DIGITAL WORLD REWARDS MASTERCARD credit card: Receive a Lazada discount code worth 500 baht under similar conditions.

With the launch of these innovative products, KTC aims to drive adoption among high-income members, targeting 100,000 new applications for the KTC DIGITAL VISA SIGNATURE and KTC DIGITAL WORLD REWARDS MASTERCARD credit cards by the end of 2025.

For more information, please contact KTC PHONE 02 123 5000, or get updates on other KTC promotions at https://www.ktc.co.th. To apply for any KTC credit card, click the link: https://ktc.today/apply-card or visit any 'KTC TOUCH' branches nationwide.

Note: It is advisable for credit cardholders to use their cards responsibly and repay the full amount by the due date to avoid a 16% annual interest rate.